Mortgage Calculator

How much mortgage might I qualify for?

Most lenders base their home loan qualification on both your total monthly gross income and your monthly expenses. These monthly expenses include property taxes, property association dues, insurance, and credit card payments. Most foreigners DO NOT qualify for a home mortgage loan.

Note: This calculator should be used for estimation purposes only. Thai banks vary widely in interest rates, terms, and assumptions. MOST mortgage rates vary between MLR +.5% and MLR +1.5%. Many offer rates at below MLR for first 1 to 3 years of the mortgage. The Monday edition of The Bangkok Post (business section) has all the updated weekly rates for all Thai banks. 

Loan Amount
Interest Rates %
Term of Loan Year Month
Monthly Installment Baht
 
* Above caculation is estimated value *
Service Manager   NITIDAO (66(0)2283-5125) THEP (66(0)2283-6188)
  Daily Interest Rates of Commercial Banks
Date   
 Download   Download XLS   Download CSV For Historical Specified Bank, Click Here
( Data valid from 31 January 1996 onwards )
Loan Rates of Commercial Banks as of 7 September 2010
BankMORMLRMRRCeiling*Default*Credit Card
Commercial Banks registered in Thailand      
Bangkok Bank6.25006.00006.500011.500015.000020.0000
Krung Thai Bank6.25006.00006.600013.600018.0000-
Kasikornbank6.25006.00006.500021.500023.500020.0000
The Siam Commercial Bank6.25006.00006.500010.500015.000020.0000
Bank of Ayudhya6.87506.37506.875021.000028.0000-
TMB Bank6.62506.37506.875028.000028.000020.0000
The Siam City Bank6.87506.37506.875025.000028.000020.0000
United Overseas Bank (Thai) Company Ltd.7.25006.75007.500028.000028.000020.0000
CIMB THAI Bank7.00006.75007.375028.000028.0000-
Standard Chartered Bank (Thai)8.50008.250011.000028.000028.000020.0000
Thanachart Bank6.87506.37508.250015.750018.000015.0000
TISCO Bank6.75006.50007.000028.000028.0000-
Mega International Commercial Bank8.25007.00007.500012.000015.0000-
Kiatnakin Bank6.75006.50007.000028.000028.0000-
Land and Houses Retail Bank6.75006.12507.000018.000021.0000-
Industrial and Commercial Bank of China (Thai)6.87506.62507.125021.000021.0000-
The Thai Credit Retail Bank7.90007.65008.150035.000035.0000-
Average of Commercial Banks registered in Thailand6.95746.56767.330921.932423.852919.3750
Foreign Bank Branches      
The Bank of Tokyo-Mitsubishi UFJ10.75006.750011.000025.000025.0000-
Citibank-7.2500-20.990045.630020.0000
Sumitomo Mitsui Banking Corporation9.87506.37507.875014.750015.0000-
HSBC8.25008.25008.250021.000032.250016.0000-20.0000
Deutsche Bank AG.8.25008.2500-20.000022.0000-
JP Morgan Chase Bank7.00007.0000-14.000014.0000-
Credit Agricole Corporate and Investment Bank8.00008.00008.750013.000013.2500-
Bank of America, National Association8.00007.500010.500013.500022.0000-
Indian Overseas Bank7.75007.50008.000013.250015.0000-
The Royal Bank of Scotland N.V.8.50008.2500-25.000025.0000-
RHB Bank Berhad9.25009.00009.250020.000020.0000-
Oversea Chinese Banking Corporation7.12507.1250-15.000025.0000-
The Bank of China8.25006.75007.500011.750014.0000-
Mizuho Corporate Bank, Ltd.10.75006.75007.750050.000050.0000-
BNP Paribas8.00008.0000-8.000019.0000-
Average of Foreign Bank Branches8.55367.51678.763919.016023.808720.0000

Information as of 12.00 p.m.
* Since July 1, 2005 Exclude Interest rates of Personal Loan under Supervision
" - "  means no service for this type of transaction.
Thank you Bank of Thailand, for information.